Affordable Healthcare for you and your family

How do health cash plans work?

It’s simple. You pay a monthly premium for the scheme that suits you best, then you claim cash back as and when you need it.

Up to 100% Cash Back

HSF health plan offers a wide range of schemes to choose from, so you can be sure there is a plan to suit your needs and your budget.

Diagnosis and Treatment

Being unwell can be a stressful experience. HSF reimburses your costs for prompt specialist consultations, scans and other investigations on an out patient basis. Our plans also cover diagnostic consultations and treatment with a qualified, registered practitioner such as a physiotherapist, osteopath, chiropractor, acupuncturist, homeopath and chiropodist.

Mental health is, of course, just as important as physical health, so we will also reimburse the cost of an initial consultation with a psychiatrist.

Hospital & Recuperation

The last thing you need on your mind when you’re on the road to recovery is money. HSF pays a cash grant for time spent in hospital and even provides recuperation grants after seven nights in a hospital or hospice.

We also reimburse the cost of short term home help assistance provided by Local Authority services and, if supported by a doctor, some privately arranged assistance to make sure that you are back on your feet as soon as possible.

Dental and Optical Care

The day-to-day costs of health care can soon mount up, but that’s no reason to neglect your wellbeing. HSF health plans will cover the cost of dental treatment including check-ups, fillings, root canal treatment, dental implants and more up to your plan maximum.

The plans are also there for eye care costs including eye tests, glasses, contact lenses and laser eye surgery.

Personal Accident Cover

Should you be unfortunate enough to have an accident, HSF provides lump sum cash payments when they are needed most, covering several eventualities: from broken bones to more permanent injuries.

Our plans also provide a lump sum to your family in the event of accidental death.

Childbirth and Adoption

To celebrate the birth of your child, and to help out with the costs of looking after them, HSF pays you a birth grant of up to £1,200 for each child.

The same grant also applies to any registered adoption for a child up to the age of ten years old.

HSF Assist®

HSF Assist provides you with unlimited access to a variety of assistance helplines and services. For more information on HSF Assist visit HSF Assist Website.

  • GP Telephone Advice.
  • Virtual Doctor.
  • Health Information Website.
  • Counselling Service.
  • Legal helpline.