Affordable Healthcare for you and your family
How do health cash plans work?
It’s simple. You pay a monthly premium for the scheme that suits you best, then you claim cash back as and when you need it.
Up to 100% Cash Back
HSF health plan offers a wide range of schemes to choose from, so you can be sure there is a plan to suit your needs and your budget.
Dental and Optical Care
The day-to-day costs of health care can soon mount up, but that’s no reason to neglect your wellbeing. HSF health plans will cover the cost of dental treatment including check-ups, fillings, root canal treatment, dental implants and more up to your plan maximum.
The plans are also there for eye care costs including eye tests, glasses, contact lenses and laser eye surgery.
Diagnosis and Treatment
Being unwell can be a stressful experience. HSF reimburses your costs for prompt specialist consultations, scans and other investigations. Our plans also cover diagnostic consultations and treatment with a qualified, registered practitioner such as a physiotherapist, osteopath, chiropractor, acupuncturist, homeopath and chiropodist.
Mental health is, of course, just as important as physical health, so we will also reimburse the cost of an initial consultation with a psychiatrist.
Hospital & Recuperation
The last thing you need on your mind when you’re on the road to recovery is money. HSF pays a cash grant for time spent in hospital and even provides recuperation grants after seven nights in a hospital or hospice.
We also reimburse the cost of short term home help assistance provided by Local Authority services and, if supported by a doctor, some privately arranged assistance to make sure that you are back on your feet as soon as possible.
Personal Accident Cover
Should you be unfortunate enough to have an accident, HSF provides lump sum cash payments when they are needed most, covering several eventualities: from broken bones to more permanent injuries.
Our plans also provide a lump sum to your family in the event of accidental death.
Childbirth and Adoption
To celebrate the birth of your child, and to help out with the costs of looking after them, HSF pays you a birth grant of up to £1,200 for each child.
The same grant also applies to any registered adoption for a child up to the age of ten years old.
HSF Assist provides you with unlimited access to a variety of assistance helplines and services:
- GP Telephone Advice - 24 hour access to a Doctor.
- Virtual Doctor - a webcam based “face to face” consultation service with a Doctor.
- Health Information Website - a medically validated and regularly updated website.
- Counselling Service - a telephone and, if needs be, a face to face counselling service.
- Legal helpline - telephone access to Solicitors and Barristers.