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It’s time to put your health first

Get ready to say goodbye to everyday health costs and long waiting times with HSF Health Plan.

Our health cash plans offer a solution to covering everyday health expenses. It lets you claim back the costs of routine dental, optical or physio treatment and more in moments. It’s quick, easy and simply the best!

HSF health cash plan covers everyday health costs like dental and optical bills and a lot more. Secure your health and happiness with HSF – The Health Plan that cares.

How it works

Watch this 2-minute video to see how HSF Health Plan can help you kickstart your health journey.

Your health is our priority – Discover HSF today!

It’s simple – pay a set amount per week or month via direct debit, and start accessing benefits to cover your entire family immediately! (excluding Birth Grant & Eye Laser Surgery).

Our basic corporate plan starts from £1 a week, and if you want more benefits, you can simply increase your premium. Start saving today with HSF Health Plan.

What’s included?

From dental check-ups, hygienist visits, and teeth whitening to sight tests, glasses, contact lenses, practitioner treatments like physiotherapy and specialist consultations, x-rays, scans, hospital stays and childbirth, HSF Health Plan has you covered.

Added extras – at no extra cost

Get access to a 24/7 telephone GP advice line, Virtual Doctor, Counselling, Legal advice, Personal Accident cover, and HSF Perkbox.

Unlock exclusive discounts and rewards with HSF Perkbox

Exclusive benefits you don’t want to miss!

Start saving with HSF Perkbox, with hundreds of discounts and deals from your favourite places. Whether it’s supermarket savings or discounted gym memberships, the daily coffee or a summer holiday, there’s something to suit everyone’s lifestyle.

Join now

Let’s get started in 3 simple steps

1. Choose your plan


The Everyday health cash plan
On this plan, your monthly payment includes a spouse/partner and dependent children under 18. There are pre-existing health restrictions on all benefits with the exception of dental, optical, chiropody & podiatry.


HSF Individual –
This plan covers you and your dependent children under 18. You can get a separate plan for your partner if you wish. There’s no need to declare any medical information. Plus, there are no restrictions for pre-existing conditions.

2. Choose your level of cover

Looking for a health plan that covers you and your loved ones? Look no further than HSF Individual and The Everyday Health Plan.

The Everyday Health Plan

The Everyday Health Plan starts from just £4.33 a month (Scheme – 100). Opt for a higher scheme if you want more money available to cover medical costs. It’s quick and easy to get cashback on unexpected medical bills.

Your partner and dependent children go free in this plan, with no hidden extras.

To see all scheme options, please see our Everyday brochure.

The Individual Health Plan

The Individual Health Plan starts from £5 a month (Scheme V1). You can increase your premium to have more money available to cover medical costs.

With over 35 benefits in this scheme which provide up to 100% reimbursement up to the maximum benefit of every benefit.

Your spouse/partner can join your policy to take advantage of our benefits and pay the exact same premium rate as you.

To see all scheme options, please see our Individual brochure.

3. Apply today

It’s easy to apply online – all you need is your bank details, the names and dates of birth of everyone on your plan, and any requested medical information.

Don’t forget the scheme you have chosen to join. We’re excited and happy that you are now part of the HSF family, we look forward to helping you achieve your health goals.

Sign up Today

Can’t find what you’re looking for?

Have questions or need help? Your dedicated Account Executive will be happy to hear from you, please contact Christine Wark at 07976638030 or email



The Everyday Health Cash Plan
IPID (Insurance Product Information Document)

The Individual Plan
IPID (Insurance Product Information Document)


All profits go to charity

Make a difference with a health plan, all profits from HSF Health Plan are passed onto our parent charity  The Hospital Saturday Fund.

Helping communities since 1873

You can trust us, we’ve been around since 1873 and have provided 150 years of care to our customers. Your health is our priority.

What’s included?

HSF Perkbox

HSF Perkbox gives you VIP access to discounts on gym memberships, cinema tickets, clothing, meals out, and much more.


Experience digital healthcare

Doctor in her office

GP Telephone Service:

Speak to a GP on the go with our private consultation service, it’s available 24/7. This is a confidential service.

Virtual doctor

Virtual Doctor:

The Virtual Doctor service enables you to have a virtual face-to-face consultation with a practising GP. Available 7 days, 8am to 10pm, excluding Christmas Day.