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It’s time to put your health first

Get ready to say goodbye to everyday health costs and long waiting times with HSF Health Plan.

Our health cash plans offer a solution to covering everyday health expenses. It lets you claim back the costs of routine dental, optical or physio treatment and more in moments. It’s quick, easy and simply the best!

HSF health cash plan covers everyday health costs like dental and optical bills and a lot more. Secure your health and happiness with HSF – The Health Plan that cares.

How it works

Watch this 2-minute video to see how HSF Health Plan can help you kickstart your health journey.

Your health is our priority – Discover HSF today!

It’s simple – pay a set amount per month via direct debit, and start accessing benefits to cover your entire family immediately! (excluding Birth Grant & Eye Laser Surgery).

Our basic corporate plan starts from £1 a week, and if you want more benefits, you can simply increase your premium. Start saving today with HSF Health Plan.

What’s included?

From dental check-ups, hygienist visits, and teeth whitening to sight tests, glasses, contact lenses, practitioner treatments like physiotherapy and specialist consultations, x-rays, scans, hospital stays and childbirth, HSF Health Plan has you covered.

Added extras – at no extra cost

Get access to a 24/7 telephone GP advice line, Virtual Doctor, Counselling, Legal advice, Personal Accident cover, and HSF Perkbox.

Unlock exclusive discounts and rewards with HSF Perkbox

Exclusive benefits you don’t want to miss!

Start saving with HSF Perkbox, with hundreds of discounts and deals from your favourite places. Whether it’s supermarket savings or discounted gym memberships, the daily coffee or a summer holiday, there’s something to suit everyone’s lifestyle.

Apply Online

Get started in 1-2-3

1. Choose your plan


The Everyday Health Plan
On this plan, your monthly payment includes a spouse/partner and dependent children under 18. There are pre-existing health restrictions on all benefits with the exception of dental, optical, chiropody & podiatry.


HSF Individual
This plan covers you and your dependent children under 18. You can get a separate plan for your partner if you wish. There’s no need to declare any medical information. Plus, there are no restrictions for pre-existing conditions.


2. Choose the right plan for you

The Everyday Health Plan

Looking for a health plan that covers you and your loved ones? Look no further than The Everyday Health Plan.

On the entry-level of The Everyday Health Plan – Scheme 100, you can choose to pay only £4.33 per month. This will entitle you to cashback as detailed in the image below. If you would like more money available to cover medical costs, you could opt for a higher scheme.

Your partner and dependent children go free in this plan, with no hidden extras.

To find out more about our schemes, please see our Everyday brochure.


The Individual Health Plan

The Individual Health Plan starts from £5 a month (Scheme V1). You can increase your premium to have more money available to cover medical costs.

With over 35 benefits in this scheme which provide up to 100% reimbursement up to the maximum benefit of every benefit.

Your spouse/partner can join your policy to take advantage of our benefits and pay the exact same premium rate as you.

To see all scheme options, please see our Individual brochure.


Apply Online

Can’t find what you’re looking for?

Have questions or need help? Your dedicated Account Executive will be happy to hear from you, please contact Heather Phipps at 07967 171 692 or email



Download The Everyday Health Cash Plan
Download IPID (Insurance Product Information Document)

Download The Individual Health Plan
Download IPID (Insurance Product Information Document)


What’s included?

HSF Perkbox

HSF Perkbox provides discounts on gym memberships, cinema tickets, clothing, meals out and much more.


GP Telephone Service & Virtual Doctor

Doctor in her office

GP Telephone Service

A private GP telephone consultation service, which will allow you to talk to a doctor in confidence, at a time that suits you. Available 24/7.

Virtual doctor

Virtual Doctor

The Virtual Doctor service enables you to have a virtual face-to-face consultation with a practising GP. Available 7 days, 8am to 10pm, excluding Christmas Day.